Terms of Service

1. Acceptance of Terms

By accessing and using CosyJotter ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

2. Description of Service

CosyJotter is a platform for writers to publish, share, and monetize their creative works, and for readers to discover and engage with stories. Our services include:

  • Chapter-by-chapter publishing tools
  • Reader-writer interaction features
  • Content marketplace for books and merchandise
  • Live streaming capabilities (in development)
  • Universe mapping tools for organizing story worlds

3. User Accounts

3.1 Registration

You must create an account to access certain features. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information
  • Maintain the security of your password
  • Accept responsibility for all activities under your account

3.2 Age Requirements

You must be at least 13 years old to use CosyJotter. Users under 18 require parental consent. Access to NSFW content requires verification of age 18+ (or 21+ depending on jurisdiction).

4. Content Guidelines

4.1 Your Content

You retain all rights to the content you create and publish on CosyJotter. By publishing content, you grant CosyJotter a non-exclusive, worldwide license to display, distribute, and promote your work on the platform.

4.2 Prohibited Content

The following types of content are strictly prohibited:

  • Content that violates any laws or regulations
  • Content depicting or promoting child abuse or exploitation
  • Content that promotes violence, terrorism, or hate speech
  • Content that infringes on intellectual property rights
  • Spam, malware, or phishing attempts
  • Doxxing or harassment of individuals
Note on Fanfiction: Fanfiction is permitted in our dedicated fanfic section. However, you must respect the original creator's wishes. Works marked "no derivatives" or explicitly prohibited by creators should not be posted.

5. Monetization

5.1 Revenue Sharing

CosyJotter takes a 15% platform fee on all sales and tips. Writers receive 85% of revenue after payment processing fees.

5.2 Payment Terms

Payments are processed monthly. Minimum payout threshold is $25. You are responsible for any applicable taxes on your earnings.

6. Moderation and Enforcement

CosyJotter reserves the right to:

  • Remove content that violates these Terms
  • Suspend or terminate accounts for violations
  • Moderate community interactions
  • Update these Terms with reasonable notice

7. Beta Testing

During the beta phase, the Service is provided "as is" and may contain bugs or undergo significant changes. Beta testers acknowledge that:

  • Features may change or be removed
  • Data may be reset during major updates (with advance notice)
  • The platform is under active development
  • Feedback and bug reports help improve the service

8. Disclaimer of Warranties

CosyJotter is provided "as is" without warranties of any kind. We do not guarantee uninterrupted access or error-free operation.

9. Limitation of Liability

CosyJotter shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

Questions About Terms?

If you have questions about these Terms of Service, please contact us at:

legal@CosyJotter.com

Privacy Policy

1. Information We Collect

1.1 Information You Provide

  • Account Information: Username, email address, password (encrypted)
  • Profile Information: Display name, bio, avatar, banner image
  • Content: Stories, chapters, comments, messages
  • Payment Information: Processed securely through third-party providers

1.2 Automatically Collected Information

  • Usage Data: Pages viewed, features used, time spent
  • Device Information: IP address, browser type, operating system
  • Cookies: See our Cookie Settings tab for details

2. How We Use Your Information

We use collected information to:

  • Provide and improve our services
  • Personalize your experience
  • Process payments and prevent fraud
  • Communicate with you about updates and features
  • Analyze platform usage and trends
  • Enforce our Terms of Service

3. Information Sharing

We do not sell your personal information. We may share information with:

  • Service Providers: Payment processors, hosting providers, analytics services
  • Legal Requirements: When required by law or to protect rights and safety
  • Business Transfers: In the event of a merger or acquisition
Public Information: Your username, profile, and published content are publicly visible. Use privacy settings to control what others can see.

4. Your Privacy Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate information
  • Delete your account and associated data
  • Export your content
  • Opt-out of marketing communications
  • Object to certain data processing

5. Data Security

We implement industry-standard security measures:

  • Encryption of data in transit (HTTPS)
  • Secure password hashing (bcrypt)
  • Regular security audits
  • Access controls and monitoring

6. Data Retention

We retain your data for as long as your account is active. Deleted content may be retained in backups for up to 90 days. Some data may be retained longer to comply with legal obligations.

7. Children's Privacy

We do not knowingly collect information from children under 13. If we discover such collection, we will delete it immediately. Users 13-17 require parental consent.

8. International Users

CosyJotter is based in [JURISDICTION]. By using our service, you consent to the transfer of your data to our servers. We comply with applicable data protection regulations including GDPR and CCPA.

Privacy Questions or Requests?

Contact our Data Protection Officer at:

privacy@CosyJotter.com

Cookie Settings & Policy

1. What Are Cookies?

Cookies are small text files stored on your device that help websites remember information about your visit. We use cookies to improve your experience and provide essential functionality.

2. Types of Cookies We Use

2.1 Essential Cookies (Required)

These cookies are necessary for the website to function:

  • Authentication: Keep you logged in
  • Security: Prevent fraud and protect your account
  • Preferences: Remember your theme and settings

These cannot be disabled as the site won't work without them.

2.2 Functional Cookies (Optional)

These enhance your experience:

  • Reading progress: Remember where you left off
  • Editor preferences: Save your writing settings
  • Language: Remember your preferred language

2.3 Analytics Cookies (Optional)

Help us understand how you use CosyJotter:

  • Usage statistics: Page views, time spent
  • Feature adoption: Which features are most used
  • Performance: Loading times and errors

We use privacy-focused analytics that don't track you across websites.

2.4 Marketing Cookies (Optional)

Show you relevant content and measure campaigns:

  • Recommendations: Suggest books you might like
  • Advertising: If you opt-in to see ads

3. Manage Your Cookie Preferences

Control which cookies you accept:

Essential Cookies

Required for site functionality

Always Active
Functional Cookies

Enhanced features and preferences

Analytics Cookies

Help us improve the platform

Marketing Cookies

Personalized recommendations

4. Third-Party Cookies

Some features may use third-party services that set their own cookies:

  • Payment Processors: Stripe, PayPal (for secure transactions)
  • Analytics: Privacy-focused analytics providers
  • CDN: Content delivery networks for faster loading

These third parties have their own privacy policies.

5. How to Control Cookies

You can also manage cookies through your browser:

  • Chrome: Settings → Privacy and Security → Cookies
  • Firefox: Settings → Privacy & Security → Cookies
  • Safari: Preferences → Privacy → Cookies
  • Edge: Settings → Cookies and Site Permissions

Note: Blocking all cookies may prevent some features from working properly.

6. Updates to Cookie Policy

We may update this policy as we add new features or change our practices. We'll notify you of significant changes through the platform.

Questions About Cookies?

Contact us at:

privacy@CosyJotter.com